Paisa is a perpetual general ledger with ASC 606 revenue recognition, multi-entity consolidation, and a close that runs itself. Its AI CFO answers in plain language — and is structurally incapable of inventing a figure.
Revenue, payables, schedules and cash live in the same system as the general ledger. Nothing syncs, so nothing drifts — and the close proves it every month.
Balances are projections over an append-only journal, never stored figures. The ledger and the journal cannot disagree, because there is only one of them.
ASC 606 end to end: performance obligations, relative-SSP allocation, ratable, point-in-time, usage and milestone patterns, versioned contract modifications.
A checklist of executable checks, not tickable boxes. Each task runs against the ledger and returns PASSED or BLOCKED with the reason.
Invoicing, aging, collections and contract billing feeding one AR control account that ties out as-at any date you ask for.
Approval limits, segregation of duties enforced in code, duplicate-invoice rejection, and blocked GST capitalised into the expense where ITC cannot be claimed.
Tiered matching — exact date, settlement window, shared reference. No fuzzy amount matching: a rupee out is a discrepancy, not a match.
Per-entity ledgers consolidated on demand with intercompany elimination. Exact rational FX rates; a missing rate throws rather than carrying a stale one.
GAAP statements and operator metrics — MRR movement, NRR, backlog — computed from the same contracts, so they reconcile to each other on demand.
Every mutation emits an event. Reopening a closed period demands a stated reason and is recorded. Waiving a close task names who waived it and why.
Most finance AI asks you to trust it. Paisa removes the need to. The model decides which question to ask; the engines produce every figure; a verifier rejects the answer if a single number in it is not traceable to a tool result.
Claude reads the question and chooses which engine tools to call. It never computes.
Deterministic modules read the ledger and return exact figures with their basis.
The answer is written from those tool results, quoting each figure exactly as printed.
Any figure not traceable to a tool output rejects the answer. It never reaches the screen.
The LLM is never the source of financial truth.
The rule the orchestrator enforces in code — not a guideline in a prompt.Missing accruals, unusual charges, probable duplicates, stale receivables and unrecognised revenue are raised as proposals. Approving one is what posts the entry — and the entry is attributed to the approver, never the agent.
Exceptions come from rules over the ledger, not model judgement. That makes every finding reproducible, explainable, and the same on Tuesday as it was on Monday.
The AI recommends and drafts. It cannot move money, approve a bill, or close a period — not because it is told not to, but because no such code path was written.
Multi-entity and multi-currency are in the core, not an upgrade tier. And where a jurisdiction's tax sits inside the accounting rather than beside it, Paisa puts it there — starting with Indian GST, because that is the market we know best.
Each entity keeps its own chart, journal and functional currency. Consolidation is a read-only projection with intercompany elimination — there is no cross-entity posting to go wrong, and an unmatched intercompany balance is surfaced, never netted away.
Rates are exact rationals, never floats, so a conversion is reproducible to the minor unit years later. A rate that was never loaded throws rather than silently carrying a stale one forward. Monetary balances revalue at period end; non-monetary ones never do.
ASC 606 and IFRS 15 share the same five steps, and the engine implements the steps rather than one regulator's wording — performance obligations, relative-SSP allocation, and recognition patterns from ratable to usage to milestone.
Where a jurisdiction's tax belongs in the entry rather than a report, it goes there. Indian GST posts with the invoice and the bill, and ITC eligibility is a property of the bill line — where credit is blocked, the tax is capitalised into the expense instead of parked as a receivable you can never claim.
GSTR-1 and GSTR-3B due dates are computed, not reminded. The brief says what is due, in how many days, with the figures already prepared. The same shape takes another jurisdiction's calendar when we add one.
Ask about a rate, threshold or section and Paisa answers only from a curated regulation corpus, citing the source and the date it was verified — or says the corpus does not cover it and suggests an accountant. It never answers tax law from memory.
Most systems make a closed month a convention. Paisa makes it a fact: the journal itself refuses an entry dated inside a locked period.
March cannot close while February is open. Reopening is allowed, demands a written reason, and is recorded as an audit event — never a silent edit.
Subledgers freeze while accruals, recognition, FX and manual adjustments still post. That is the state the checklist runs in.
Recognition, amortisation and depreciation are keyed by item and period. Re-running the close after a correction posts nothing twice.
A material P&L movement blocks the close until someone writes down why. Immaterial noise does not, and the first trading period is exempt — there is nothing to vary from.
AR and AP are rebuilt as they stood on the period end, not as they stand today. A document raised next month does not leak into last month's balance.
A blocked task can be waived — by a named person, with a reason, visible on the checklist. Nobody quietly ticks a box the books do not support.
Ingestion is idempotent by external id — webhooks retry, exports overlap, and a replay creates nothing. Nothing posts to the ledger on arrival: a closed-won deal becomes a draft contract, because the revenue treatment of a deal is an accounting judgement, not a CRM field.
Connectors are transport-agnostic: the same code path runs against a live API, a nightly file or a test fixture. Named integrations are on the roadmap; the ingestion layer they plug into is built.
An honest table. The incumbents are mature products with decades of deployment behind them; the last row says so. A dash means the category is not offered as such, not that the product is worse.
| Paisa | NetSuite | Sage Intacct | Tally | |
|---|---|---|---|---|
| ASC 606 / IFRS 15 revenue subledger | Yes | Yes | Yes | No |
| Multi-entity consolidation | Yes | Yes | Yes | Limited |
| Local tax inside the entry | India today | Tax module | Tax module | India |
| Close tasks that run checks | Executable | Task lists | Task lists | No |
| Closed period is unpostable | Enforced | Yes | Yes | Convention |
| AI answers gated by a verifier | Yes | — | — | — |
| Continuous exception agents | Yes | — | — | — |
| Production deployments | Not yet | Decades | Decades | Millions |
We will walk you through a seeded company with June still open — two real blockers waiting, agents holding proposals, and every number computed by the engines.